Home Loan Prepayment Calculator
Calculate interest saved on home loan prepayment in India. Compare reduce-tenure vs reduce-EMI strategies with lump-sum payment at any month.
Loan & prepayment
Without prepayment
EMI: ₹30,930
Total interest: ₹39,23,170
Tenure: 240 months
With prepayment
Your chosen strategy
EMI: ₹30,930
Total interest: ₹32,48,387
Tenure: 212 months
You save
Interest saved
₹6,74,783
Months saved
28
See how a lump-sum prepayment affects your home loan — total interest saved and months shaved off when you choose to reduce tenure or EMI.
How to use Home Loan Prepayment Calculator
- Enter outstanding principal, rate, and remaining tenure.
- Set prepayment amount and the month you plan to pay.
- Choose reduce tenure or reduce EMI and compare savings.
See also: EMI Calculator
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Frequently Asked Questions
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