EMI Calculator
Calculate your Equated Monthly Instalment (EMI) for loans.
Increase your EMI by a fixed amount each month after a certain period.
Make one or more lump-sum payments in specific months.
Monthly EMI
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Total Interest
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Total Payable Amount
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An Equated Monthly Installment (EMI) is a fixed payment amount made by a borrower to a lender at a specified date each calendar month. EMIs are used to pay off both interest and principal each month, so that over a specified number of years, the loan is paid off in full. Our EMI calculator helps you understand your monthly financial commitment for any loan, whether it's for a home, car, or personal expense. Adjust the loan amount, interest rate, and tenure to see how it affects your monthly payment. The tool also provides a detailed amortization schedule, showing you how much of each payment goes towards principal versus interest over the life of the loan.